Just some things we get asked a lot…
People have a lot of questions when it comes to getting a mortgage, whether it is their first or they’re looking at their 5th property. Here are some of the common ones we see.
Do I need great credit to get a good mortgage rate?
Great credit is good for a lot of things, including mortgages, but we have lenders and options available for all kinds of credit and income situations. Ask us about our options for you.
What is the difference between a Mortgage Broker and my Bank?
Mortgage Brokers work with a variety of lenders and financial institutions and can offer products better suited to each of their individual client’s needs. Banks can only offer their products, which may not be the best suited to that client.
How much can I afford?
Affordability with a mortgage is determined by a number of factors, including income and down payment. Speak with one of our Mortgage Planners to get a pre-approval in place before you start shopping for a property.
What will the mortgage rate be?
The rate you qualify is based on a number of factors and the products currently available. Rates provided online are generic based on good credit profiles and qualifying information. Every mortgage is different so give us a call to discuss what we may be able to do for you in terms of rate.
Since 1995 Wayne has been committed to providing unparalleled service to his clients. His patience in listening to his clients’ needs and desires, the commitment to ensuring that these needs are met efficiently, and his ability to be flexible with his schedule are just a few of the compliments that he has received from clients over the years. Most important of all, Wayne enjoys interacting with people and in working with them to achieve their goals. These qualities have contributed to his success. Having started his career employed by one of Canada’s largest financial institution as a Mortgage Specialist, Wayne also has the experience and knowledge to help you arrange the financing which will best suit you.
What my clients say
“I was pleasantly surprised how the whole application procedure went so very smoothly, and it was a pleasure to work with you. You were both efficient and courteous, and procured a very good rate on our behalf. I would not hesitate to recommend you to my friends.”
We wanted to drop you a quick not and say “Thanks for everything!” You made everything smooth and easy for us during this special yet stressful occasion. And if we know of anyone who is looking for mortgage refinancing or purchasing a home, we’ll DEFINITELY send them along your way.